Free mobile banking app
BRImo BRI is a free mobile banking application that runs on Android and iOS devices. The application integrates digital account registration, transaction processing, and financial service access within a single platform. It supports remote onboarding using mobile numbers from various regions and allows account activation without a physical card.
BRImo BRI connects to BRI's core banking system for real-time transfers, bill payments, and balance checks. It includes modules for accessing investment products, lifestyle-related service payments, QR-based payments, and e-wallet top-ups. It also uses online authentication and device verification to ensure transactions meet the bank's security standards.
BRImo BRI registers both domestic and overseas users via mobile number validation and ID uploads. The application synchronizes your account data with BRI’s internal verification system and maintains session continuity through secure device binding. The interface organizes core financial functions into modular menus, allowing access to fund transfers, daily transaction processing, and cardless ATM interactions. Transactions execute via encrypted channels and server checks. However, it depends on server availability and network conditions.
Full service mobile banking
For cross-border and multi-channel transactions, it integrates with international remittance networks and supports transfers to destinations across various regions. It includes QR payment interoperability for select external payment systems, such as QR-based merchant payments in certain countries. Payment, top-up, and purchasing modules interact with third-party service providers through API-based connections. The application records transaction history and categorizes entries based on transaction type for reference and reconciliation purposes.
The application also incorporates investment-related access through linked financial platforms. You can view available investment categories, manage pension fund accounts, or interact with gold purchasing modules connected to Pegadaian’s systems. A portfolio view aligns with data from the KSEI dashboard, while equity transactions are routed via BRIGHTS for stock trading. It logs financial activities for backend synchronization and reporting. It also records reward points accumulation and redemption activities.
Cardless cash
BRImo BRI operates as a consolidated digital banking interface tied directly to BRI’s infrastructure. It integrates domestic and international transaction pathways, modular service menus, and investment platform connectivity. The application supports remote account setup, cardless ATM operations, QR-based payments, and coordinated transaction logging. Its structure relies on API connections, encrypted channels, and centralized authentication. The system’s performance depends on server availability, network conditions, and proper device registration to maintain continuous access.
Pros
- Supports remote account registration
- Integrates investment and payment modules
- Enables cardless ATM transactions
- Includes QR payment interoperability
Cons
- Functionality dependent on stable network conditions