OPay APK for Android

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OPay is a free online payment app by OPay Digital Services Limited. It’s very similar to e-wallets such as PayPal, JazzCash, Venmo and others, since it lets you pay bills, transfer money and more. It’s powered by BlueRidge Microfinance Bank and is currently only available in Nigeria.

There are millions of Nigerians using it, and more than 500,000 agents that use it to send and receive money. The company positions itself as an alternative to traditional banking, and the app allows you to perform all banking-related functions with ease, including a fast and reliable network uptime. 

Spot-on features

Because the app is so closely linked to the BlueRidge banking services, you can do more with it than conveniently send and receive money. You can also access facilities such as flexible savings with up to 15% annual interest, or even a free debit card. 

You don’t need a bank account to open an account.  You just need to download the app; then you can access the various services by simply registering your phone number with just a phone number or valid ID. This is a great advantage for people in Nigeria, where there are many people there who don’t have bank accounts. 

Polished interface

OPay does a lot of things, and this may offer some concern for people that aren’t so tech-savvy. However, the developers have managed to deploy its many features in a simple yet elegant interface. For example, there are payment icons for data, TV, electricity, Internet and more.

The same goes for all other parts of the app, such as the investing screen. It shows your balance, the annual interest and how much you earned. You can invest more by just tapping a button. Everything is clear, easy to find, and works like a charm. 

A must for Nigerian e-payments

Even if you’re used to other payment methods, such as e-wallets or online banking through your bank’s app, you should try  OPay. The app is excellent and offers more features than you initially imagine, so you’ll probably be pleasantly surprised. One of the highlights is that there’s no maintenance fee for debit cards. 

However, perhaps its strongest point is its versatility. You can pay, send and receive money and invest at the same time, all within the app. It works equally well as an e-wallet but saves you lots of time, making it an ideal one-stop shop for banking.