JazzCash is Pakistan’s largest mobile wallet app and is used as a mobile online bank without actually being a bank. It is similar to PayPal in intent, albeit not in function. And, even though it is secure, you should still use a VPN service to ensure your data is safe.
You may use this app as a way to manage your money, or perhaps as a tool to budget and control your money. Perhaps using something like GeltBox Money to help you track your budget. The JazzCash app also allows you to move money into it and out of it using your bank card, and it has several features for paying online, such as for selected food delivery services.
Can I use jazz cash without the app?
In most cases, you cannot use this money management tool without the app. You may be able to complete a few transactions by calling select numbers, but in most cases, you will need to use the app to move your money and/or pay at select online retailers.
How does jazz cash work?
In a sense, this works a little like PayPal in that you deposit money into an online wallet. However, you have to find a local agent to have the money deposited instantly. You can find agents online, you do not need to go offline or visit premises to deposit money.
An average PayPal alternative
Since PayPal is not as strong of an online wallet in Pakistan, it is understandable that an app like JazzCash would rise up and capitalise. With more investment and more features, it may build into a reasonably good online wallet. It's hindered by slow connection times and by the fact too few online retailers and service providers offer it as a payment option.
This app beats the likes of Skrill, especially when it comes to online fees. It is also a far better tool for transferring money than larger companies like MoneyGram. However, the app is prone to technical slowdowns thanks to poor server coverage and/or poor server maintenance. As a result, this online wallet can become slow or difficult to log into during peak hours.