LANDBANK Mobile Banking Review
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LANDBANK Mobile Banking is a free business app developed by Land Bank Of The Philippines. This mobile banking app allows users in the Philippines to easily open accounts and sign up for debit cards using their existing credit or prepaid cards. With LANDBANK Mobile Banking, users can conveniently pay bills to over 80 registered merchants and transfer funds quickly to other banks and digital wallets like GCash. The app also offers features for managing finances, statements, and other bank information.
Landbank is one of the largest government banks in the country, and LANDBANK Mobile Banking provides an extensive range of services for free. Users can create bank accounts online without visiting a physical branch and transfer money to other Landbank accounts or other banks like BDO and BPI using the PESONet and instaPay payment systems. The app also facilitates bill payments for electricity, water, and other utilities through its wide merchant network. Users can view their balance after transactions, access bank statements, purchase retail treasury bonds, lock their debit cards, and withdraw money using cardless withdrawal. Additionally, the app provides quick access to Forex and UITF rates.
In terms of security, the app includes the Mobilock feature, which allows users to instantly lock or unlock their ATM cards to protect against unauthorized use. However, the app is not available 24/7, and there are occasional instances where it becomes unavailable for fund transfers or balance inquiries.
Overall, LANDBANK Mobile Banking offers a user-friendly interface and convenient features for Filipinos to conduct their business banking. While it has some room for improvement, it serves as a beneficial tool for digital banking.
